• Tue, March 25, 2025

by: Kiplinger

Why Company Stock May Be Riskier Than Employees Realize

Stock compensation has its perks, but employees must be realistic (and unemotional) about their investments' prospects. Sometimes strategic sales are smart.

by: PCWorld

How to Conquer Financial Strain in 2025: Finelo and Financial Literacy

Relieve your financial anxiety by taking steps to improve your financial literacy. Finelo is an investment learning platform that gives you the knowledge to make smarter trading decisions.

by: Moneywise

I'm 60, single, and I'm scared I'm going to blow the money in my IRA and ruin my retirement. What should I do to make sure that doesn't happen?

This flexibility can be both a blessing and a curse: if you manage the IRA well, you can grow your savings into a sizable nest egg — but if you mismanage the account, you could

by: Alternet

Why Trump's effect on retirement accounts are 'far more severe' than you realize: ex-Wall St. banker

Between draconian cuts to the U.S. Social Security Administration (SSA) and fears that President Donald Trump's economic policies — including steep new tariffs — will cause 401k accounts to plummet in value,

by: AOL

401(k) investments to maximize your portfolio

A 401 (k) plan will typically offer a range of investments, maybe even a few dozen mutual funds. Some 401 (k) plans may also allow you to buy individual stocks, bonds or ETFs. These plans give you the option of managing the portfolio yourself — an option that may be valuable to advanced investors who have a good understanding of the market.

by: WOPRAI

Short squeeze is starting in shares of HLGNW at $0.005, after crossing above the $0.005 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of EMRAF at $41.45, after crossing above the $41.326 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of YERBF at $0.12, after crossing above the $0.115 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of SNGX at $2.39, after crossing above the $2.382 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of GALDY at $22.18, after crossing above the $22.125 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of FLYX at $3.24, after crossing above the $3.222 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of AIMBU at $12.78, after crossing above the $11.971 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of OSPN at $16.365, after crossing above the $16.357 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of TURN at $3.94, after crossing above the $3.931 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of LOCL at $2.19, after crossing above the $2.097 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of EML at $25.79, after crossing above the $25.76 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of CAMP at $5.46, after crossing above the $5.183 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of AOS at $67.01, after crossing above the $66.898 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of GHLD at $13.691, after crossing above the $13.525 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of PGYWW at $0.145, after crossing above the $0.139 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of MNSO at $18.74, after crossing above the $18.697 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of HXL at $58.04, after crossing above the $57.648 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of GTLB at $53.4, after crossing above the $53.326 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of GLGI at $1.01, after crossing above the $0.997 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of CELU at $2, after crossing above the $1.961 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of ADYYF at $1648, after crossing above the $1632.562 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of XELB at $3.65, after crossing above the $2.276 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of ULTA at $370.52, after crossing above the $367.672 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of TAK at $15.125, after crossing above the $15.123 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of SMTK at $3.09, after crossing above the $3.077 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of POAI at $1.85, after crossing above the $1.461 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of OMC at $79.95, after crossing above the $79.802 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of NGG at $63.24, after crossing above the $63.235 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of NCDL at $17.26, after crossing above the $17.245 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of MULN at $0.484, after crossing above the $0.372 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of MSA at $152.03, after crossing above the $151.743 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of MLNK at $19.53, after crossing above the $19.489 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of LIPO at $2.506, after crossing above the $2.485 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of GCEH at $0.63, after crossing above the $0.623 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of CRDT at $25.85, after crossing above the $25.832 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of ATNM at $1.98, after crossing above the $1.943 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of ARCO at $8.035, after crossing above the $7.987 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of ADEA at $14.09, after crossing above the $14.026 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of ACMR at $28.887, after crossing above the $28.859 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of WYNN at $88.55, after crossing above the $88.346 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of EBR at $7.34, after crossing above the $7.305 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of DM at $4.089, after crossing above the $3.097 Trigger Price

by: WOPRAI

Short squeeze is starting in shares of BNJ at $15.86, after crossing above the $15.779 Trigger Price

Why Company Stock May Be Riskier Than Employees Realize

Stock compensation has its perks, but employees must be realistic (and unemotional) about their investments' prospects. Sometimes strategic sales are smart.
The article from Kiplinger discusses the risks associated with employees holding a significant portion of their wealth in company stock. It highlights that while receiving company stock as part of compensation can be lucrative, it also poses substantial risks due to lack of diversification. Employees often underestimate the risk because they feel a sense of loyalty or optimism about their company's future. However, the article points out that company stock can be riskier than other investments because it ties both their job security and their investment portfolio to the same company's performance. This concentration risk can lead to significant financial loss if the company faces downturns or goes bankrupt, as seen in historical examples like Enron. The piece advises employees to consider selling company stock over time to diversify their investments, thereby reducing the risk of having "all their eggs in one basket." It also mentions the psychological barriers to selling, like the endowment effect, where people value what they own more than its market value, and suggests strategies for managing this risk, including understanding tax implications and setting up a systematic selling plan.

Read the Full Kiplinger Article at:
https://www.kiplinger.com/investing/why-company-stock-may-be-riskier-than-employees-realize

Like: 👍