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More than a third of Americans say their retireme .. are way off track - 7 ways to get your fund going

More than a third of Americans say their retirement savings are way off track - 7 ways to get your fund going


Published on 2024-12-24 14:41:08 - AOL
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  • One of the best long-term investments has been stocks, with attractive returns. The S&P 500, a collection of about 500 of America's top companies, has returned about 10 percent annually over long periods. It's highly diversified, which helps reduce your risk, and you can buy into the S&P 500 with just one low-cost index fund.

The article from AOL Finance discusses a concerning trend in American retirement savings, highlighting that more than a third of Americans have no retirement savings at all. According to a survey by GOBankingRates, 36% of respondents reported having zero dollars saved for retirement. This issue is particularly acute among certain demographics: 41% of women and 32% of men have no retirement funds. The lack of savings is attributed to various factors including low income, high debt levels, and the absence of employer-sponsored retirement plans. The article also notes that even among those who do save, many are not saving enough, with 16% having less than $10,000 set aside. This situation underscores the broader economic challenges and the urgent need for better financial planning and policy interventions to ensure a secure retirement for all Americans.

Read the Full AOL Article at:
[ https://www.aol.com/finance/more-third-americans-retirement-savings-120000633.html ]
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