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More than a third of Americans say their retirement savings are way off track - 7 ways to get your fund going

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The article from AOL Finance discusses a concerning trend in American retirement savings, highlighting that more than a third of Americans have no retirement savings at all. According to a survey by GOBankingRates, 36% of respondents reported having zero dollars saved for retirement. This issue is particularly acute among certain demographics: 41% of women and 32% of men have no retirement funds. The lack of savings is attributed to various factors including low income, high debt levels, and the absence of employer-sponsored retirement plans. The article also notes that even among those who do save, many are not saving enough, with 16% having less than $10,000 set aside. This situation underscores the broader economic challenges and the urgent need for better financial planning and policy interventions to ensure a secure retirement for all Americans.

Read the Full AOL Article at:
[ https://www.aol.com/finance/more-third-americans-retirement-savings-120000633.html ]