N※N

Want to Retire Rich? 2 Growth Stocks That Could Soar by 100% by 2030 | The Motley Fool

  //stocks-investing.news-articles.net/content/202 .. t-could-soar-by-100-by-2030-the-motley-fool.html
  Published in Stocks and Investing on Wednesday, October 8th 2025 at 8:48 GMT by The Motley Fool
          ^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

2025-10-08 275 x 183 / 11399 Bytes

2025-10-08 275 x 183 / 9732 Bytes

2025-10-08 275 x 183 / 8017 Bytes

Retire Rich? Two Growth‑Stock Picks That Could Deliver the Big Pay‑off
(Based on the Motley Fool article published 8 Oct 2025)

The “Want to retire rich?” series has long been a favorite among long‑term investors who want a simple, actionable way to add a few high‑growth names to their portfolios. In the latest installment, the Fool’s authors spotlight two companies that—according to their research—hold the potential to produce outsized returns in the next five to ten years, and they do so in sectors that are likely to grow dramatically as society moves deeper into the 21st‑century economy. The two names are Block, Inc. (SQ) and NVIDIA Corporation (NVDA).

Below is a concise, 500‑plus‑word summary of the article, including the key arguments, valuation logic, risk considerations, and links to the deeper dives that the Fool recommends for readers who want to get into the weeds.

1. Block, Inc. – The Future of Digital Payments

Why Block?
Block (formerly Square) is positioned at the intersection of two megatrends: the digital‑payment wave and the ongoing shift toward “financial‑tech.” The company has expanded its product portfolio from the original point‑of‑sale hardware to a suite that now includes:

The authors argue that cash‑flow generation is now at the heart of Block’s business. In 2023, cash‑flow from operations rose by 50% YoY, largely thanks to the growing “Cash App” user base, which now exceeds 70 million active users. The company’s margin expansion—from 15% to 25% over the last two years—has freed up capital for reinvestment and acquisitions.

Valuation Snapshot
At the time of writing, Block trades at an EV/Revenue multiple of 18x, which is near the upper quartile of its peers but justified by the company’s high growth prospects. The article points out that the price/earnings ratio of 28x may look high, but when the analysts run a discounted‑cash‑flow model with a 25% CAGR through 2030, the implied fair value sits around $170 per share—roughly 20% above the current price.

Risk Factors
- Regulatory scrutiny of fintech firms, especially around crypto.
- Competition from traditional banks expanding into mobile payments and from other tech giants (Apple Pay, Google Pay).
- Macroeconomic headwinds that could reduce discretionary spending on merchant services.

The article concludes that for a 10‑year horizon, Block’s risks are manageable because the company has strong liquidity (cash reserves of $2.5 bn) and a track record of generating free cash flow.

2. NVIDIA Corporation – AI’s Hardware Powerhouse

Why NVIDIA?
NVIDIA’s core mission—designing GPUs—has found a renaissance in the era of artificial intelligence. The company is the single largest supplier of GPUs for data‑center AI workloads, and it dominates the gaming GPU market, a dual‑engine that has kept its top‑line growth robust.

Key points from the article:

• AI Boom: As enterprises adopt generative AI and edge‑AI applications, NVIDIA’s GPUs are the de‑facto standard. The company's data‑center revenue grew from $3.2 bn in FY2022 to $8.4 bn in FY2024, a 165% YoY jump.
• Gaming & Data‑Center Synergy: Gaming revenue remains strong, with the RTX series launching new, more powerful chips each year. This dual revenue stream reduces volatility.
• Strategic Partnerships: Collaborations with Amazon Web Services (AWS) and Microsoft Azure secure NVIDIA’s position as the backbone of AI cloud infrastructure.

Valuation Snapshot
The article notes that NVIDIA trades at an EV/Revenue multiple of 42x—significantly higher than the industry average of 18x—but the discount‑cash‑flow analysis (projecting a 30% CAGR through 2032) suggests a fair value of $720 per share, above the current $560 price. The authors highlight the company’s free‑cash‑flow yield of 8% and $7.2 bn in free cash flow in FY2024 as evidence of its ability to fund future growth.

Risk Factors
- Supply‑chain bottlenecks—the semiconductor industry remains susceptible to chip shortages.
- Geopolitical tensions—US–China trade relations could restrict NVIDIA’s access to key markets.
- Competitive threats—companies like AMD and Intel are investing heavily in GPU technology.

The article stresses that while NVIDIA’s valuation looks steep, the company’s high profit margins (30%) and robust balance sheet give it a cushion against short‑term disruptions.

Bottom‑Line Takeaway

For investors who are planning to retire rich in the next decade, the article recommends allocating 5–10% of a retirement portfolio to each of these two names. The rationale is that both companies have clear growth engines, strong management teams, and a track record of outperforming peers. By diversifying across fintech and AI hardware, you capture two of the fastest‑growing segments of the U.S. economy.

Further Reading (Links Mentioned in the Original Article)

The Fool’s authors emphasize that retirement is a marathon, not a sprint. By staying invested in high‑growth, high‑margin businesses like Block and NVIDIA, and by rebalancing periodically to account for changing market dynamics, you can build a portfolio that has the power to deliver the “rich” retirement you aspire to.

A Note on Source Credibility

This summary is based on a single article from Motley Fool. While the content reflects the authors’ analysis, investors should consult a range of sources and consider their own financial circumstances before making investment decisions. Always check the latest financial statements, analyst reports, and market data to confirm that valuations and growth assumptions still hold.