Here's How Much $10,000 Would Earn in a 6-Month CD Right Now

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Here's How Much $10,000 Would Earn in a 6-Month CD Right Now

^{Published on 2025-02-09 04:41:09 - MSN}

Putting $10,000 in a 6-month CD could earn you $200 or more at today's rates. However, there may be better places to put your money. Read on to find out where.

The article from MSN Money discusses the potential earnings from investing $10,000 in a 6-month Certificate of Deposit (CD) in the current financial climate. With the Federal Reserve's recent rate hikes, CD rates have become more attractive. Currently, the top 6-month CDs are offering rates around 5.5% to 5.65% APY. If you were to invest $10,000 at a 5.65% APY, after six months, you would earn approximately $282.50 in interest, making your total investment worth $10,282.50. The article highlights that while CDs provide a safe, predictable return, the interest earned is subject to income tax, which could reduce the net gain. It also notes that while these rates are competitive, they might not outpace inflation, and other investment options could potentially offer higher returns, albeit with greater risk.

Read the Full MSN Article at:
[ https://www.msn.com/en-us/money/savingandinvesting/here-s-how-much-10-000-would-earn-in-a-6-month-cd-right-now/ar-AA1yEePW ]

N@N

Here's How Much $10,000 Would Earn in a 6-Month CD Right Now