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The best ways to give children (and grandchildren) a Christmas gift of money... for life

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Giving cash over toys this December could be worth thousands of pounds - even though they may have to wait years or decades to enjoy it.
The article from This Is Money discusses various strategies for gifting money to children or grandchildren in a way that benefits their future financial well-being. It highlights the importance of teaching financial literacy from a young age, suggesting methods like setting up Junior ISAs, which allow tax-free savings up to £9,000 annually, or contributing to a Lifetime ISA for those aged 18 to 39, offering a government bonus. Other options include opening a savings account tailored for children, investing in stocks and shares through a child's account, or even gifting money directly for educational purposes or experiences like travel. The article emphasizes the value of these gifts not just in monetary terms but also in instilling a sense of financial responsibility and planning for the future. It also touches on the emotional aspect of giving, suggesting that thoughtful financial gifts can strengthen family bonds and provide long-term benefits beyond the immediate joy of receiving a gift.

Read the Full This is Money Article at:
[ https://www.thisismoney.co.uk/money/investing/article-14192473/The-best-ways-children-grandchildren-Christmas-gift-money-life.html ]