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ESCONDIDO, Calif.--([ BUSINESS WIRE ])--California Community Bank (OTCBB: CABK) (the aBanka) today released its unaudited fourth quarter and full-year 2011 financial results.

For the full-year 2011, the Bank reported net income of $864,000, or basic earnings per share of 41 cents, compared to net income of $1,670,000, or basic earnings per share of 80 cents, for the full-year 2010. The Bankas provision for income taxes amounted to $674,000 for the year ending December 31, 2011, whereas the Bankas earnings were not taxable for the prior year and as such, no provision was allocated. Net income for the fourth quarter of 2011 was $176,000, or basic earnings per share of 8 cents, versus net income of $544,000, or basic earnings per share of 26 cents, for the comparable period last year.

The Bank finished the fourth quarter of 2011 with an asset base of $243,775,000, an increase of $21,610,000, or 10%, from the end of December 2010. Total deposits were $217,128,000, up $23,416,000, or 12%, over the same period a year ago. As of December 31, 2011, total gross loans net of deferred fees, the primary revenue driver for the Bank, stood at $159,687,000 compared to $149,178,000 at December 31, 2010, an increase of $10,509,000, or 7%.

Larry D. Hartwig, CEO, commented, "Solid profitability with stable asset quality marked our highlights for 2011. These performance results stem from reducing funding costs and continued effective loan portfolio management. We achieved good expense control and solid loan growth; however, net interest margins remain under pressure a" primarily a reflection of the overall economic environment in which profitability has been moderated by excess liquidity and few attractive investment alternatives in securities. With year-over-year loan outstandings showing sizeable growth, the commensurate bolstering of our reserves along with continued economic uncertainty somewhat softened earnings growth in the short-term. We remain confident in the strength of our core franchise and continue to aggressively manage loan quality a" and believe that we are well positioned to support customer needs when the economy grows in the future.a

Hartwig further commented, aThe Bankas capital ratios remain very strong and substantially exceed well-capitalized standards. We also continue to aggressively seek quality loan originations to augment our conservatively underwritten loan portfolio. In this economy, we know that strong loan growth must be driven by market share gains. We believe our announced and impending merger with Regents Bank, a subsidiary of Grandpoint Capital, Inc., will create new growth opportunities as we expand our product lines to existing customers and extend our reach to a broader countywide market. We also recognize the excellent contributions of our highly professional staff in keeping California Community Bank a premier bank committed to providing our customers with aReal Solutions. Personally Delivereda.a

California Community Bank is headquartered at 1320 West Valley Parkway in Escondido and currently operates four branches a" Escondido, Encinitas, San Diego, and Vista, CA. For more information on the Bank, please visit [ www.calcommunitybank.com ] or call 760-888-1000.

The numbers in this press release are unaudited. Certain statements in this press release, including statements regarding the anticipated development and expansion of the Bankas business, the intent, belief or current expectations of the Bank, its directors or its officers, the synergies expected to be achieved as a result of the merger, and the successful integration of the two banks are aforward lookinga statements. Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward looking statements. These risks and uncertainties include, but are not limited to, risks related to the local and national economy, the Bankas performance, whether the merger is approved by regulators and by the Bankas shareholders, risk related to the successful integration of the two banks, regulatory matters and those discussed in filings by the Bank with the Federal Deposit Insurance Corporation. You should not place undue reliance on forward-looking statements and we undertake no obligation to update those statements.

This press release may be deemed to be solicitation material in respect of the proposed merger ofCalifornia Community Bank with and intoa subsidiary of Grandpoint Capital, Inc. California Community Bank intends tosend its shareholders a proxy statementregarding the proposedmerger. Before making any voting or investment decision, investors and security holders of California Community Bank are urged to carefully read the entire proxy statement, whenitbecomes available, becauseitwill contain important information about the proposed transaction.