MONTREAL, QUEBEC--(Marketwire - Nov. 14, 2011) - The latest findings of the Clearfacts.ca* survey conducted by the polling firm CROP on budget: habits and knowledge among Quebecers show that in Quebec, women have a more difficult relationship with money than men do, and this is apparent on multiple levels. But is this a reflection of reality or perception?

First of all, women perceive themselves as less competent than men when it comes to managing their finances. For example, more women consider it a "difficult" task (46% of women state that they find this task difficult vs. 29% of men). Secondly, more women than men think that they don't have the necessary skills to manage their money well (26% of women vs. 15% of men).

This lack of self-confidence is often reflected by a greater need for outside advice. In fact, more women base their decisions on the advice of a financial advisor (62% of women vs. 56% of men).

Furthermore, when it comes to how they manage their money on a daily basis, more women state that they spend more than they earn (30% of women vs. 19% of men). Also, more women live from paycheque to paycheque. In fact, two out of five women (42%) state that they would not be able to take care of their financial obligations for more than 30 days if they were to lose their job (vs. 26% of men).

These results raise the following question: do women really have a less secure relationship with money or are they simply more realistic than men when it comes to their personal and familial financial situation?

To find out more about Quebecers' opinion on budget: habits and knowledge among Quebecers, view the Clearfacts.ca/CROP poll at [ www.clearfacts.ca ].

*Methodology: Data collection took place online through web panel in December. A total of 1,814 Quebecers participated in this study. The results were then weighted to reflect the Quebec population. Given the non-probability sample line, the calculation of the margin of error does not apply.

About clearfacts.ca

Clearfacts.ca is an initiative of National Bank. Its primary goal is to contribute to the financial education of Canadians. The site does not have any commercial intentions and the content presented is always neutral and credible. The role of clearfacts.ca is to help its readers make enlightened decisions that will contribute to their financial health.

About National Bank of Canada

National Bank of Canada is an integrated group that provides comprehensive financial services to consumers, small and medium-sized enterprises and large corporations in its core market, while offering specialized services to its clients elsewhere in the world. National Bank offers a full array of banking services, including retail, corporate and investment banking. It is an active player on international capital markets and, through its subsidiaries, is involved in securities brokerage, insurance and wealth management as well as mutual fund and retirement plan management. National Bank has over $153 billion in assets and, together with its subsidiaries, employs 19,217 people. The Bank's securities are listed on the Toronto Stock Exchange (TSX:NA). For more information, visit the Bank's website at [ www.nbc.ca ]. To access National Bank's financial education portal, visit [ www.clearfacts.ca ].

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