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How much should retirees have invested in the stock market?

The article from WGME discusses the appropriate allocation of investments in the stock market for retirees, emphasizing that there isn't a one-size-fits-all answer but rather it depends on individual circumstances. It highlights the traditional rule of thumb, the "100 minus age" formula, suggesting that a 65-year-old should have 35% of their portfolio in stocks, but notes this may be too conservative for some. The article points out that stocks can provide growth to combat inflation, which is crucial for a retirement portfolio, and suggests that retirees might consider a higher allocation to stocks, potentially up to 50-60%, depending on their risk tolerance and financial needs. It also advises considering factors like other income sources, health, and the need for liquidity when deciding on stock market investments.

Read the Full wgme Article at:
[ https://wgme.com/money/investing/how-much-should-retirees-have-invested-in-stock-market ]