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Where to put savings you'll need in the next 5 years, according to financial experts


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Published in Stocks and Investing on by CNBC   Print publication without navigation

Market volatility can create buying opportunities for long-term investors. But if you need the money soon, swings in stock prices can be a big problem.

The article from CNBC, published on April 29, 2025, discusses optimal investment strategies for short and medium-term financial goals. For short-term goals, typically within one to three years, the article recommends high-yield savings accounts and short-term certificates of deposit (CDs) due to their liquidity and lower risk. For medium-term goals, spanning three to ten years, the article suggests considering a mix of investments such as bonds, bond funds, and possibly a small allocation to stocks, depending on one's risk tolerance. The piece emphasizes the importance of aligning investment choices with the time horizon and financial objectives, and also touches on the potential impact of inflation on savings and the need to periodically reassess one's investment strategy.

Read the Full CNBC Article at:
[ https://www.cnbc.com/2025/04/29/where-to-put-money-for-short-and-medium-term-goals.html ]

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