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Thu, March 13, 2025
[ Today @ 07:21 AM ] - Kiplinger
Is 2025 a Bad Year To Retire?
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Is 2025 a Bad Year To Retire?


Published on 2025-03-13 07:21:26 - Kiplinger
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  • Why 2025 could be a bad year to retire. When retiring in a down market, you must be mindful of the sequence-of-returns risk. That occurs when poor investment returns early in reti

The article from Kiplinger discusses whether 2023 is a bad year to retire, highlighting several key considerations for potential retirees. It points out that despite economic challenges like inflation, high interest rates, and market volatility, retiring in 2023 might not be as detrimental as one might think. The piece suggests that while inflation has been high, it's expected to decrease, and Social Security benefits have been adjusted upwards to help offset inflation. Additionally, the article notes that the stock market, although volatile, has historically recovered from downturns, suggesting that a well-diversified portfolio could still support retirement. It also emphasizes the importance of personal financial readiness, including having enough savings, understanding one's risk tolerance, and possibly delaying retirement or working part-time to bridge any financial gaps. The overarching message is that while economic conditions are not ideal, individual circumstances, strategic planning, and adaptability play significant roles in deciding whether to retire in 2023.

Read the Full Kiplinger Article at:
[ https://www.kiplinger.com/retirement/is-this-a-bad-year-to-retire ]