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ISA investments by age: should I invest more in my stocks and shares ISA?


Published on 2025-03-13 14:21:14 - MoneyWeek
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  • Stocks and shares ISAs are a great way to grow long-term wealth, but are they overlooked compared to cash savings? We look the average ISA investment by age and if you should have more.

The article from MoneyWeek discusses the average savings in Stocks and Shares ISAs by age group in the UK, highlighting significant disparities. It notes that younger investors, particularly those under 35, have an average ISA value of around £5,000, while those aged 35-44 see an increase to about £15,000. The peak average is observed in the 55-64 age group, with savings around £50,000, reflecting a lifetime of saving and investment. The article explains these differences through factors like income levels, investment experience, and time in the market. It also touches on the benefits of starting to invest early due to compound interest, the importance of diversification, and the psychological barriers to investing, such as fear of market volatility. Additionally, it provides insights into how economic conditions and policy changes, like the annual ISA allowance, influence saving behaviors across different age demographics.

Read the Full MoneyWeek Article at:
[ https://moneyweek.com/personal-finance/stocks-and-shares-isas/average-isa-by-age-stocks-and-shares ]