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Maximize Your 401(k) Growth: Should You Go All In on Stocks?

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The article from MSN Money discusses strategies for maximizing growth in a 401(k) by considering whether to invest entirely in stocks. It highlights the potential for higher returns with an all-stock portfolio, especially over long periods, but also acknowledges the increased risk involved. The piece suggests that younger investors with a longer time horizon might benefit more from this approach due to their ability to weather market volatility. It also mentions the importance of diversification and the role of target-date funds, which automatically adjust the asset allocation as one nears retirement. The article advises consulting with a financial advisor to tailor the investment strategy to individual risk tolerance and financial goals.

Read the Full Investopedia Article at:
[ https://www.msn.com/en-us/money/savingandinvesting/maximize-your-401k-growth-should-you-go-all-in-on-stocks/ar-AA1EDrnc ]