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How Trump plans to get government out of the mortgage business


Published on 2025-03-26 14:20:56 - WBUR
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  • Mortgage finance giants Fannie Mae and Freddie Mac have been under government conservatorship since 2008. President Trump wants to privatize them. But what could that mean for America's mortgage market?

The article from WBUR's "On Point" discusses the Trump administration's efforts to reform the housing finance system, particularly focusing on the roles of Fannie Mae and Freddie Mac. It highlights the debate over whether these government-sponsored enterprises (GSEs) should be privatized or continue under government conservatorship. The piece outlines the administration's proposal to reduce the government's footprint in the mortgage market, potentially by recapitalizing Fannie Mae and Freddie Mac and allowing them to operate with less government oversight. Critics argue that this could lead to increased risk and another financial crisis, while proponents believe it would foster competition and innovation in the housing finance sector. The article also touches on the political and economic implications of these reforms, including concerns about housing affordability and the stability of the mortgage market.

Read the Full WBUR Article at:
[ https://www.wbur.org/onpoint/2025/03/26/government-mortgage-fannie-mae-finance-trump ]