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How much cash do you plan to keep on hand once you retire? Here are 3 of the biggest reasons you'll need a substantial stash of savings in retirement

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
During your working years, it's important to have cash savings for unplanned expenses. These could run the gamut from home repairs to medical emergencies to a period of unemployment. But what if you're retired and are therefore relying on your savings and investments to fund your lifestyle?
The article from MSN Money discusses the importance of maintaining a substantial cash reserve during retirement for several key reasons. Firstly, it highlights the need for an emergency fund to cover unexpected expenses like medical emergencies or home repairs, which can be particularly costly as one ages. Secondly, it points out the necessity of cash for daily living expenses, especially in the early years of retirement when retirees might not yet be drawing from other income sources like Social Security or pensions. Lastly, the article emphasizes the role of cash in providing financial flexibility and peace of mind, allowing retirees to manage market downturns without having to sell investments at a loss. It suggests that having a significant amount of cash on hand can help retirees avoid financial stress and maintain their lifestyle without the pressure of immediate financial decisions during economic fluctuations.

Read the Full MSN Article at:
[ https://www.msn.com/en-us/money/savingandinvesting/how-much-cash-do-you-plan-to-keep-on-hand-once-you-retire-here-are-3-of-the-biggest-reasons-you-ll-need-a-substantial-stash-of-savings-in-retirement/ar-AA1wHoo7 ]